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FHA Approved Long Beach Condos Video

December 16, 2019 by Jay Valento
Table of Contents[Hide][Show]
  • FHA Mortgage Loans+−
    • What is an FHA Loan?
  • FHA Approved Long Beach Condos Video by Jay Valento+−
    • Long Beach Realtor® as Your Buyer’s Agents to Represent You
    • Contact an Experienced Real Estate Agent to Be Your Buyer’s Agent
Fha approved long beach condos

By Jay Valento

I created an FHA Approved Long Beach condos video for you.  I researched and developed a list of all FHA Approved condos and townhomes for sale in Long Beach to help you find them faster.  

Let’s review a couple of things before you look at the FHA Approved Long Beach condos video and review the list.

Interesting Facts to Ponder

The US Department of Housing and Urban Development has a list of approved condo buildings throughout the country.  But, the list is not merged with our California Regional Multiple Listing Service.

That’s a bummer if you are searching for a condo in Long Beach on our popular website or one of the advertising portals like Reatlor.com, Trulia or even Zillow.  The list of condos and townhomes are not update with FHA approved information.

So, the challenge for most home buyers like yourself looking for a condo or townhome is “where do I go to find the list of FHA approved condos or figure it out.”

Listing Agents Sometimes Forget

When a real estate agent signs a listing agreement to represent the seller for a condo, he or she should check the list to see if it is approved for FHA financing.  Many do not do that.

That’s why I create a list of FHA Approved Long Beach condos and townhomes to help you find it faster.  

I just listed a condo at the Aqua Towers in downtown Long Beach for $419,000.  It will be on the market this week.  Aqua used to be approved for FHA loans but it is not now.  The approval ended in September 2015.

But, your lender might be able to get the building approved or use another type of approval for non-FHA-approved buildings.  Your agent should talk to your lender and see if they discussed all of the options with you.

FHA Mortgage Loans

If you are reading this article today, I assume your lender has reviewed your credit and finances. Then, based on that review, has approved you for FHA financing.

What is an FHA Loan?

A FHA loan has more flexible guidelines for financing borrowers without a lot of savings and a lower credit score. Usually, it allows you to purchase with as little as 3.5% of the purchase price as the down payment.

To learn more about all loans including FHA loans, I suggest reading mortgage lender Scott Schang’s article about the minimum down payment to give you some insights into it.  He covers the different down payments and gives you an overall review of financing options.

When buying a home, who you select as a lender and a Realtor makes a difference.

FHA Approved Long Beach Condos Video by Jay Valento

I recorded this video this morning to show you where to find FHA Approved condos on my website in hopes that would save you time searching.

Long Beach Realtor® as Your Buyer’s Agents to Represent You

If you are not working with a California Realtor®, then I would like to meet with you.  I, Jay Valento, know Long Beach, most of the beach cities, and many inland cities.   My focus is to represent you in the purchase of a property and show you all properties that fit your criteria.

And of course, help you negotiate the best possible price and terms.

That all starts with meeting you in person and discussing your real estate plans.

Is there a Cost to Meet With Jay Valento?

No.  Let’s meet and talk about your real estate plans, your time frame to find a place and how the process works….step-by-step.  After the meeting, if we both agree to work together, I will follow what we talked about.

How Long Will the Meeting Last?

It usually takes 30 to 45 minutes depending on the questions.  I developed a list of questions to save us both time we we meet.

Contact an Experienced Real Estate Agent to Be Your Buyer’s Agent

Fha approved long beach condos video

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Category: Buyer TipsTag: FHA Approved Condos, FHA Approved Long Beach Condominiums, FHA Loans
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About Jay Valento

Jay Valento, California Realtor®, has 30 years of real estate experience helping home buyers, home sellers and investors make good decisions about real estate. Learn more about Jay Valento or call him at 562-413-7655. One of the beach cities that he loves is all of the Long Beach homes.

Continue reading his blog posts at Beach Cities News Blog. And check out my Real Estate Web Stories.

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REALTOR® — is a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict Code of Ethics. Real estate listings and all data are provided through the California Regional Multiple Listing Service. The information is intended for consumers, and non-commercial use, and should be independently verified. Real estate listings are subject to prior sale.

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