Affordable 55+ Communities in Southern California
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Affordable 55+ Active Adult Communities in Southern California. Explore popular active adult living, homes, and condos for sale. Review amenities in your budget. Since you’re 55 or over and seeking a vibrant and engaging lifestyle, you’ve come to the right place. Our goal is to help you find a retirement community that fits your active adult lifestyle. We understand that downsizing and moving can be both exciting and a little stressful, but rest assured, we’ve got you covered.
55+ Communities Overview
Downsizing and moving to a new community can be both exciting and overwhelming. At RedWagonTeam.com, we understand what you are going through.
You may want a free home buyer’s guide to refresh your knowledge of the home-buying process.
Current 55+ Homes for Sale in Southern California
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| $700,000 – $800,000 | $800,000 – $900,000 | Over $900,000 |
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Current 55+ Active Adult Communities for Sale
In the Friends and Family section of each property details page, under Listing Snapshot. Click on a property for sale, and you will see this area. Click on Invite to add people to help you evaluate each property.
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Insights for Living in a 55+ Community
Pros of Living in a 55+ Community
- Low-Maintenance Lifestyle: Many communities offer services that take care of outdoor maintenance, like landscaping and snow removal, as well as some home repairs. This frees up time for residents to pursue hobbies and travel.
- Built-in Social Life: These communities are designed to foster social interaction. They often have clubhouses, organized activities, and various clubs (e.g., book clubs, walking clubs, game nights) that make it easy to meet new people with similar interests.
- Resort-Style Amenities: Many communities provide upscale amenities such as pools, fitness centers, tennis and pickleball courts, walking trails, and golf courses.
Things to Consider
- HOA Fees and Rules: Homeowners Association (HOA) fees can be significant and may increase over time. Be sure to understand what the fees cover and what additional costs, if any, you might incur. Also, be aware of any strict rules and regulations regarding home exterior modifications or visiting hours for family.
- Age and Exclusivity: A 55+ community means your neighbors will be in a similar age range. This can be a pro for some, but others may miss the energy of a multi-generational neighborhood. Find out if there are any rules about how long children or grandchildren can stay with you.
- Downsizing: Homes in 55+ communities are often smaller and designed for efficiency. Consider if you are ready to part with extra space and belongings you may have accumulated over the years.
Lifestyle
- Active and Engaged: The lifestyle is centered around staying active and engaged. Communities are not dull; they are designed for residents who want to live life to the fullest.
- Independence: These communities are geared toward independent adults. While some may offer personal care services, they are not the same as assisted living facilities.
- New Opportunities: The abundance of on-site amenities and organized activities provides residents with new opportunities to learn skills, try new hobbies, and maintain a healthy, active lifestyle.
Beach: How Close is the Beach?
- Location-Specific: Proximity to the beach is highly dependent on the community’s location. There are many 55+ communities located in coastal areas, particularly in states like California, Florida, and Delaware.
- Coastal Living: Communities in coastal regions offer residents the opportunity to enjoy the beach lifestyle, with activities like walks along the shore, water sports, and beachside dining.
- Examples: Some specific examples of beach-adjacent communities include those in Southern California, such as Leisure World in Seal Beach or communities in the South Bay area like Redondo Beach and Torrance.
Local Shopping
- Convenience is Key: Many 55+ communities are located near convenient shopping centers and services, making daily errands easy to manage.
- Variety of Options: Depending on the location, local shopping can range from large outlet malls and department stores to unique local boutiques and specialty shops.
- Specific Examples: In the Long Beach, California area, for instance, residents have access to a variety of shopping districts like Shoreline Village, The Pike Outlets, Belmont Shore, and Bixby Knolls, each offering a different shopping experience.
Fun Things to Do
- On-Site Activities: Communities often have a dedicated lifestyle director who plans a full calendar of events. Activities can include happy hours, movie nights, art classes, fitness classes, and card games.
- Clubs and Groups: Residents can join various social clubs based on their interests, such as book clubs, walking clubs, dinner clubs, or even gardening groups.
- Organized Outings: Many communities arrange group outings to local attractions like museums, concerts, plays, sporting events, or even trips to nearby parks and farmers’ markets.
Photos of Fun Retirement for You to Enjoy
Customer Survey of 55+ Home Buyers
- When did you realize you needed a 55+ community? Many individuals recognized the need for a 55+ community as they approached retirement or experienced an “empty nest” phase. The desire for a lifestyle change, downsizing, or seeking a community with peers often prompted this realization.
- What problem does a 55+ community lessen/fix for you? These communities alleviate concerns about home maintenance, provide a safe and secure environment, and offer social engagement opportunities. They also address the need for age-appropriate amenities and activities.
- Did you consider any alternatives to buying/working with us? Alternatives considered included staying in their current homes, moving to non-age-restricted communities, or exploring rental options. However, the specialized amenities and social opportunities in 55+ communities often outweighed these alternatives.
- What concerns or hesitations did you have before you decided to buy/work with a real estate company? Common concerns included the affordability of homes, potential isolation from younger family members, and the rigidity of community rules. There were also apprehensions about the resale value of properties within age-restricted communities.
- What convinced you to buy one house over another or one condo over another? Factors influencing decisions included the quality and variety of amenities, the community’s location and proximity to family or urban centers, the design and layout of the homes, and the overall community culture.
- What did you fear when buying in a 55+ community? Fears encompassed the potential for declining health necessitating additional care, the possibility of not fitting in socially, and concerns about the community’s ability to adapt to future needs or preferences.
- What was the deciding factor for the purchase? Deciding factors often included the availability of desired amenities, a strong sense of community, positive testimonials from current residents, and the overall value for the price.
Success Stories Research from 55+ Customers
Frequently Asked Questions
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Should I Sell My Current Home Before Buying a 55+ Property?
It depends on your financial situation. Let’s talk about it—just a friendly talk with no obligation or pressure. We truly want the best for you and want to create a strategy or plan so you feel comfortable with this move. Call Jay at 562-413-7655 or fill out this contact form. Lorene or I will follow up with you.
Before making any decisions, it’s a good idea to visit the communities you’re interested in, tour a few homes, and chat with a sales consultant to get a feel for the options. While we’re always happy to share our experiences and answer your questions, please remember that this isn’t meant as specific advice regarding the purchase or sale of your home, nor does it cover accounting, tax, or consulting matters.
For anything specific to your situation—especially anything involving finances or tax implications—it’s always wise to speak with a trusted professional who knows your unique circumstances.
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What is a 55+ Community in California?
Southern California is home to a variety of 55+ communities, which cater specifically to individuals in their retirement years. These communities provide a range of amenities and services tailored to enhance the quality of life for residents. With lower utility bills year-round, they offer an attractive living option for retirees.
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Can someone under 55 live in a 55+ community in California?
I suggest that you review the rules and regulations of the community when you are in escrow on a property, so you know if someone under 55 can live there with someone who is over 55 or not. Every 55+ community can have unique policies regarding age restrictions, permanent residency, and guest limitations.
Generally, at least one resident must be 55 years of age or older, but some communities allow a limited percentage of residents to be younger, and there may be minimum age requirements for permanent residents (often no one under 18 or 19 years old). Additional restrictions may apply, including limitations on the length of stay for visitors under a certain age. These details are usually outlined in the community’s governing documents, so be sure to ask your real estate agent or the community’s management team for specifics. This way, you can make sure the community’s policies fit your family’s needs and avoid any surprises after you move in.
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How much does it cost to live in a retirement community in California?
The cost of living in a retirement community in California varies depending on factors such as location, amenities, and level of care. It can range from $250,000 to $1,000,000 or more.
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What are the disadvantages of living in a 55+ community?
Some potential disadvantages of living in a 55+ community include limited interaction with younger individuals, restrictions on the age and number of guests, potential limitations on activities and amenities, and a lack of diversity in the community.
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What is the meaning of active adult living?
Active adult living refers to a lifestyle designed for adults who are typically aged 55 and older. It typically involves living in communities specifically designed for active seniors, offering amenities and activities aimed at promoting an active and social lifestyle.
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What are the most common amenities offered by 55+ communities in Southern California?
Clubhouses: These serve as social hubs and often house fitness centers, swimming pools, and spaces for events and gatherings.
Fitness Centers: Dedicated spaces for exercise and wellness classes are standard in many communities.
Swimming Pools and Hot Tubs: These offer opportunities for relaxation and recreation.
Outdoor Recreation: Many communities feature golf courses, tennis courts, walking trails, and biking paths to encourage an active lifestyle.
Social Activities and Clubs: Communities organize various activities and clubs catering to a range of interests, from fitness and sports to arts and crafts.
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Are planned amenities in 55+ communities guaranteed to be completed?
Great question! While developers do their best to follow through on their initial plans for community features and amenities, these plans can sometimes change. Factors like market conditions, construction timelines, or permitting can mean that certain amenities might be delayed, changed, or—even on occasion—not completed exactly as first described.
It’s always wise to review the latest development plans and any disclosures provided during the buying process. You may also want to talk with Jay Valento, your friendly Realtor here on RedWagonTeam.com, and consult city or county planning departments for updates on future projects within the community. This way, you’ll have the most current information and realistic expectations about what’s coming—and when.
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What do you desire in a 55+ Retirement Community home?
We created a 5-minute questionnaire to help us understand what you are looking for in a property.
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What are the Fair Housing Laws in 55+ Communities?
When searching for your next home, it’s important to know that 55+ retirement communities in California are governed by a variety of fair housing laws. These federal, state, and local regulations are in place to ensure everyone has equal access to housing and is treated fairly throughout the buying or renting process.
At the federal level, the Fair Housing Act prohibits discrimination based on race, color, national origin, religion, sex, familial status, and disability. In California, the Fair Employment and Housing Act (FEHA) expands these protections, further addressing age, sexual orientation, marital status, and other categories.
Local counties and cities may add their guidelines on top of these standards. Or 55+ communities specifically, there are provisions—like the Housing for Older Persons Act (HOPA)—that allow for age-qualified housing while still holding these communities to fair housing standards in every other respect.
55+ Communities Summary
Southern California is a highly sought-after destination for active adults seeking a comfortable and fulfilling retirement. With its stunning landscapes, year-round sunshine, and endless activities, the region boasts a variety of active adult communities.
These 55+ communities cater specifically to residents looking for an active and social retirement experience, offering diverse amenities and unique features to suit every individual’s preferences.
At this stage in life, you deserve an exciting and fulfilling retirement. Many people have already decided to retire and are now enjoying their lives in active adult communities.
- Our mission is to share with you the different communities available so you can make an informed choice about where to move.
Where Can You Find 55+ Communities?
Active adult communities aren’t just limited to Southern California—they span the entire country, offering different flavors of lifestyle, amenities, and scenery to match your ideal vision of retirement.
No matter your preferred climate, lifestyle, or interests, you’ll find a 55+ community tailored just for you. Whether you want to stay close to family, embark on new adventures, or simply enjoy a relaxed pace, there’s something for every retiree seeking the next great chapter.
Compare Southern California 55+ Communities
I truly want you to find a place that you fall in love with. So, research the different communities and reach out if you have questions or want to view homes in person. This chart shows you quick links and cities to click on, what city they are in, and the number of current listings for sale of 55+ places.
You can enjoy all of our amazing amenities, including pools, spas, fitness centers, golf courses, tennis courts, and so much more!
Southern California Active Adult Communities: A Comprehensive Guide
Southern California is a popular destination for active adults seeking a comfortable and engaging lifestyle. With its beautiful landscapes, year-round sunshine, and countless activities, it’s no wonder that the region is home to a variety of active adult communities.
These 55+ communities cater specifically to residents looking for a vibrant and active retirement experience, offering diverse amenities and unique features, ensuring there’s something for everyone.
One of the main draws of these Southern California active adult communities is the wide range of activities, clubs, and recreational facilities available to residents.
Resort-like Communities?
Many of these communities have resort-style amenities such as fitness centers, tennis courts, swimming pools, and golf courses, fostering an active and social environment.
Additionally, many communities offer planned events and social gatherings, providing ample opportunities for residents to connect with neighbors and make new friends.
With many options to choose from, finding the perfect Southern California active adult community can be both exciting and overwhelming.
Whether you’re looking for a peaceful and tranquil setting or a bustling community with endless activities, Southern California has an active adult community to suit your preferences, making it a truly ideal place to enjoy life during retirement.
The Truth About 55+ Communities
55+ active adult communities in Southern California are the perfect place to retire. You’ll find everything you need and more, including an active community of like-minded people who enjoy all the same things you do. Plus, there are plenty of amenities and activities that will keep your days interesting and fun!
There are so many benefits to living in one of these 55+ communities. The most important is peace of mind knowing that if anything happens to you or your spouse, help is always available right around the corner.
Fun activities you could enjoy…
You can also rest easy knowing that each community has been designed with safety features such as emergency call systems throughout every building.
These homes have been built specifically for retirees like yourself – they’re comfortable, cozy, and filled with lots of natural light from large windows.
And because most were constructed after 2010, all homes come equipped with energy-efficient appliances too! That means lower utility bills year-round! What more could anyone ask for?
11 Best Retirement Communities in Southern California
You’ve come to the right place! We have all of the information you need to find a great community that fits your needs. Whether it’s affordability, location, or amenities that are most important to you, we can help.
As baby boomers reach retirement age, they are seeking a place to settle down and enjoy their golden years. Southern California offers a plethora of top-rated active adult communities perfect for this stage of life.
Discover the Top 11 55+ Communities
- Huntington Harbour Village in Huntington Beach
- Gavilan 55 Plus, a Single-Level Homes Community in Rancho Mission Viejo, CA, is one of the new retirement communities in Southern California.
- The Colony in Murrieta
- Palm Desert 55+ Communities
- Huntington Landmark in Huntington Beach – I have shown a lot of properties in this community. It is about 1.6 miles from the ocean and the sand.
- Seal Beach in Leisure World – they have special income requirements to live here…for your information (FYI)
- Laguna Woods – they have special income requirements to live here…for your information (FYI)
- Trilogy at Glen Ivy in Corona, California
- Oceana Oceanside 55+ Communities in Oceanside, California
- Casta del Sol in Mission Viejo, California
- 55-plus homes for sale in Orange County, CA
Amenities and Active Senior Activities
These communities stand out due to their amenities and diverse activities, which are tailored to the 55+ demographic. Some popular amenities include:
- Clubhouses with fully equipped fitness centers
- Sparkling swimming pools and relaxing hot tubs
- Golf courses and tennis courts for active recreation
- Walking and biking trails to enjoy the outdoors.
- Art studios and woodworking shops for creative pursuits
Residents can enjoy a variety of classes, clubs, and activities designed to promote physical fitness, mental well-being, and social interaction. These activities might include yoga, water aerobics, or bridge games, among others.
Cost of Living and Home Prices
In Southern California, the cost of living and home prices can vary greatly depending on the location and the specific 55-plus community. Some Southern California active adult communities offer relatively affordable options, while others cater to those looking for more luxurious homes and amenities.
For example, Sun City in Banning offers homes starting at around $300,000 in Riverside County.
In contrast, communities like Cedarwood at Terramor in Temescal Valley have home prices starting in the $700,000 range.
It’s essential to consider the various factors that contribute to the cost of living, such as property taxes, utility costs, and the overall cost of goods and services.
Southern California typically has a higher cost of living compared to other regions in the United States. People move to California for the weather. It is the best in the country.
Enjoying the Benefits of the Community with Others
However, within the Southern California active adult communities themselves, residents often benefit from shared amenities and social activities that can help offset these costs.
When evaluating different communities, it can be helpful to compare the following:
- Home prices and size
- Association fees and usage restrictions
- On-site amenities and recreational facilities
- Proximity to shops, restaurants, and medical services
- Transportation options and walkability
Important Financial Considerations
Keep in mind that advertised home prices may not include lot premiums, upgrades, or optional features. Association and golf fees may also apply, and prices, amenities, and features are subject to change without notice. Square footage and home dimensions are often estimates and may vary in actual construction, so it’s a good idea to confirm these details in person.
Community improvements and recreational features are based on current development plans, but these plans may evolve over time and there’s no guarantee that certain amenities will be completed as described. The information provided by real estate agents, developers, or third parties should be verified by visiting the community, touring available homes, and speaking directly with a knowledgeable sales consultant.
This information is intended as a general overview rather than specific legal, tax, or financial advice. Always consult with a professional who understands your individual needs before making a home purchase decision.
Eligibility and Restrictions
Most 55+ communities require at least one resident to be 55 or older, and there may be restrictions about permanent residents under a certain age. Be sure to ask about any age or residency restrictions, as well as the terms, conditions, and limitations of any warranties or community rules.
Finally, note that any square footage listed is approximate, and community prices shown are estimated base prices that do not include lot premiums or options. Features, home designs, and amenities can vary by community and are subject to change.
By taking a thoughtful approach and considering these factors, you’ll be better equipped to find a community that fits both your lifestyle and your budget.
Healthcare and Wellness Facilities
In Southern California, 55+ communities prioritize the health and wellness of their residents. These places provide various facilities and services catered to maintaining a balanced and healthy lifestyle.
Many communities offer on-site fitness centers, ensuring residents have convenient access to exercise equipment and classes. Some communities, such as Hillcrest, also provide swimming pools and walking trails to encourage outdoor physical activity.
Healthcare services play a crucial role in these communities. Many of them have partnerships with local healthcare providers, ensuring that residents receive quality medical care.
Additionally, some communities like Freedom Village Orange County offer various levels of care, including assisted living and skilled nursing facilities.
Wellness programs are also common, often including activities such as yoga, meditation, and nutrition classes. These programs cater to the diverse needs and interests of the residents, promoting overall well-being and a sense of community.
Find Your Dream Home in Southern California
At RedWagonTeam.com, we are committed to helping you find the perfect place to call home. Our detailed information, pictures, and videos of each community will give you a clear picture of what life will be like before even visiting.
Search our website for the most up-to-date listings of 55+ communities in Southern California.
Before You Decide
While our resources offer valuable insight, we always recommend that you visit the communities in person, take a guided tour, and speak directly with a knowledgeable sales consultant. Every community is unique, and features, floor plans, and amenities can vary—and sometimes change—over time.
Please remember, the information we provide is for general guidance and should not be considered as professional accounting, tax, or legal advice. For advice tailored to your specific situation, consult with a qualified professional who understands your personal needs and circumstances. Be sure to ask about the terms, conditions, and limitations of any warranties or offerings that may apply within each community.
Your dream home is out there—let us help you find it with confidence and peace of mind.
If you want to speak to a live person, call me, Jay Valento at 562-413-7655 today.
Compare 55 Plus Communities in Southern California for sale
We want you to find a place you’ll fall in love with, so take the time to research the different communities and reach out to us with any questions or to schedule in-person home viewings. Our chart provides quick links to various cities, communities, and the number of current listings available.
Remember, Southern California offers an amazing lifestyle for active adults, with amenities like pools, spas, fitness centers, golf courses, and much more. Start your journey to a fulfilling retirement in Southern California’s vibrant 55+ communities today! Call us today at 562-413-7655.
