Mortgage Questions: Gift Money How Does That Work
Mortgage questions give you insights into how lending when purchasing a home in Southern California. Get your mortgage questions answered today. Question of the Day: How much of my down payment can …
What do Escrow Companies do in Southern California
An escrow company is a third party that processes legal documents about the transfer of property. It has to keep the money safe and not give it to you or the other person until everything in the …
Southern California Home Warranties and their Benefits to a Buyer
Home warranties can be included in sale transactions of resale and new homes to protect the buyer against the high costs of unexpected failures in the home’s major systems and appliances. We …
8 Secrets For Saving Thousands When Finding, Buying And Financing Your Next Home
“You Don’t Make Money When You Sell Real Estate, You Make Money When You BUY It!” Do you see the statement above? Someone once told me it was written backwards…that you only make money when you …
Make An Offer to Buy Real Estate
Once you have found the home you wish to purchase, you will need to determine how to make an offer for the home. It is important to remember that the more competition there is for the home, the higher …
How to Select a Neighborhood
When determining the neighborhood you would like to live in, please consider its location approximate to your job as well as schools, public transportation, shopping, museums, the beach, theaters and …
How Much are My Buyer Closing Costs?
Buyer closing costs are spelled out in a closing statement (also known as a HUD-1). When you talk to your lender, they will give you a Good Faith Estimate of your estimated closing costs. …
11 Things Every Home Buyer Should Know
Let’s review the 11 Things Every Home Buyer Should Know when investing in Southern California real estate. What Questions Do You Have about Buying a Home or Condo?
What is a Title Insurance Policy for Real Estate?
Title insurance provides coverage for certain losses in the title prior to your ownership. It protects against claims resulting from various defects such as prior fraud or forgery that might go …
Factors for Loan Approval
A credit score is developed by Fair Isaac & Company (F.I.C.O) to help lenders determine the risk involved in lending money to any person applying for a loan. It is widely accepted by lenders as …
What are the Benefits of Buying a home or condo in Long Beach Verse Renting ?
When we grow up our parents, friend and society has instilled upon us the idea of the American dream of home ownership. Investing in your first property creates a sense of responsibility and pride of …
How New California Home Buyer Tax Credits Effect Your Southern California Home Purchase
Now, is the time to invest in real estate, take advantage of tax credits and own your own home in Southern California…. Today, Governor Schwarzenegger signed Assembly Bill 183, the Homebuyer Tax …