How to Choose a Mortgage Professional: whether this purchase is your first home or second, choosing the right mortgage professional can make a big difference.
Online Mortgage Company or Referral from a Realtor®
Some of the online mortgage companies can offer you a quick fix and instant loan but most people prefer meeting or talking to a loan professional in person or over the phone.
Discuss with your lender your financial situation, your real estate plans and what monthly payment would work best for you. Then, they can review your credit, income and debts to give you different mortgage options.
When choosing the mortgage professional, make sure you are comfortable with them. Do you understand the terms of your mortgage fully?
Did the lender or loan officer explain everything to you? Yes, it can be overwhelming at times. Breathe. Relax. Take notes.
Your loan officer is there to help you understand the process and share with you that you would qualify for in a home loan. These are the important things that should build confidence in your mortgage broker.
Find Out How Much You Qualify for a Loan Today
We are providing you lenders to talk to so you can get qualified for a loan. But we do not guarantee you will get a loan or mortgage services of these lenders listed above. We do not receive any financial compensation from them. They have either worked with one of our clients in the past or have been referred to use by other top agents in the area. We will be in contact with you by phone or email.
OC Home Fair – Today March 23 2013