How to Choose a Mortgage Professional: whether this purchase is your first home or second, choosing the right mortgage professional can make a big difference.
Online Mortgage Company or Referral from a Realtor®
Some of the online mortgage companies can offer you a quick fix and instant loan but most people prefer meeting or talking to a loan professional in person or over the phone.
Discuss with your lender your financial situation, your real estate plans and what monthly payment would work best for you. Then, they can review your credit, income and debts to give you different mortgage options.
When choosing the mortgage professional, make sure you are comfortable with them. Do you understand the terms of your mortgage fully? Did the lender or loan officer explain everything to you? Yes, it can be overwhelming at times. Breathe. Relax. Take notes. Your loan officer is there to help you understand the process and share with you what you would qualify for in a home loan. These are the important things that should build confidence in your mortgage broker.
How do you find the best mortgage broker or professional to trust? Ask your Realtor®. They know who is good based upon how they treat their clients. Realtors® do not receive any compensation from the mortgage professionals that they refer to you. They want you to work with a lender that can be trusted.
Find Out How Much You Qualify for a Loan Today
Fill out this quick contact form below and we will have a lender from ONE of these loan companies contact you direct:
- Progressive Home Loans – Deborah Tussing
- Bixby Knolls Mortgage – Pamela Borcich
- People’s Mortgage – Jeff Quincey
- LBS Financial – Joise Truong
Only one of the lenders above will be in contact with you. If you have any questions, please call Jay Valento at 562-413-7655 or 800-300-6126.
By submitting this form with your telephone number you giving us permission to contact you even if your name is on a Federal or State “Do not call List”. We respect your online privacy. A member of our real estate team or one of the lenders above will contact you directly. Thank you for submitting your information. If you have any questions, please call Jay Valento at 562-413-7655.
We are providing you lenders to talk to so you can get qualified for a loan. But we do not guarantee you will get a loan or mortgage services of these lenders listed above. We do not receive any financial compensation from them. They have either worked with one of our clients in the past or have been referred to use by other top agents in the area. We will be in contact with you by phone or email.
Other Topics to Consider:
- Learn more about being Pre-Approved for a loan
- 14 Questions to Ask Every Lender
OC Home Fair – Today March 23 2013
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